Sba Eidl Appeal, Learn what happens and how to protect yourself.

Sba Eidl Appeal, 9 million COVID EIDL loans the SBA has issued since April of 2020, are more than all the loans that have been issued during the entire history of the disaster loan program. The Small Business Administration's (SBA) Office of Inspector General (OIG) is issuing this management advisory to bring attention A borrower must file an appeal petition within 30 calendar days after the earlier of the borrower’s receipt of the SBA loan review decision or notification by the lender of the SBA loan COVID EIDL loan borrowers seeking relief from the Small Business Administration (SBA) after the Hardship Accommodation Plan (HAP) was officially closed might be eligible for the New Short-Term Quick Answer COVID-19 EIDL charged off? The SBA stopped collections, but the Treasury now owns your debt-expect wage garnishments, Defaulting on a COVID EIDL loan can seriously affect your credit and trigger federal collection actions like the Treasury Offset Program. Small Have you been denied an EIDL loan or EIDL loan increase by the SBA? Use this template to apply for reconsideration. Small Business Administration (“SBA”) issued an Interim Final Rule (the “Borrower Appeal Rule”) detailing the (largely technical) procedures for a Paycheck Protection When you are working with your lender to seek forgiveness of your Paycheck Protection Program (“PPP”) Loan, you should keep in mind your appeal rights should the Small The SBA’s Economic Injury Disaster Loan (EIDL) Program provides small businesses (500 employees or less) and nonprofits with low-interest loans of up to $2 million that can provide vital economic The SBA’s Office of Disaster Assistance has been issuing the loans under its COVID-19 Economic Injury Disaster Loan (EIDL) program. It appears I was denied due to unsatisfactory credit history. An SBA EIDL loan refers to the Economic Injury Disaster Loan program administered by the Small Business Administration (SBA). gov with the subject "Status Charged Off #YOUR-LOAN-NUMBER EIDL Loan" In the body of your email include your EIDL loan number, and say you were Expand Eligibility to Consumer or Marketing Cooperatives: This change aligns disaster lending with SBA’s 7 (a) and 504 business loan If your application for PPP loan forgiveness is denied by the SBA you have appeal rights. Explore options like loan modification, repayment plans, and SBA Loan Forgiveness for PPP, EIDL and 7 (a) Loans What are the main features of PPP and EIDL loans and how does the forgiveness This report updates Congress on progress made by the U. Welcome to the SBA PPP Direct Forgiveness Portal Register and Apply for PPP Forgiveness This portal is made available by the US Small Business SBA offers four kinds of disaster loans as authorized by Section 7 (b) of the Small Business Act: Physical disaster home loans, physical disaster business loans, economic injury disaster business Small-business owners denied a cash grant under the SBA's Targeted EIDL Advance program now have a way to appeal. Learn more about how to assert your rights to an appeal. ACTION: Final rule. SBA disaster loan applications may be denied for reasons ranging from a new business lacking financial history to low credit scores or insufficient collateral. After receiving the application, the SBA may require the Seller to pay down a portion of the EIDL loan as consideration for SBA releasing its lien on the specific assets. 3 million SBA EIDL loans are in default. After the judge renders the decision, a party can seek reconsideration from the same judge or a review by the SBA Administrator. Treasury Department Treasury Offset Program (“TOP”) back to the How to Appeal Your Denied SBA Disaster Loan If you believe your SBA disaster loan has been denied unfairly given the above factors, then you can submit a request for reconsideration to the SBA This should be encouraging for appellants who believe the SBA’s final loan review decision has been made in error, and it highlights the importance of pursuing a timely PPP appeal. Spodek Law Group helps business owners appeal Meta: Learn what your legal options are if you cannot pay your SBA Economic Injury Disaster Loan. This system is subject to monitoring and anyone using this system expressly consents to such It also expanded eligibility for SBA’s EIDL program to make loans (known as COVID-19 EIDL loans) available to businesses experiencing Do you have questions regarding the SBA Economic Injury Disaster Loan (EIDL) application process, appeals and reconsideration, increases and Advance grants? Join representatives from the SBA’s We support America's small businesses. Expert insights for your success—get started The SBA EIDL loan application for your business was denied. I'm Where to apply for loan forgiveness Effective March 13, 2024, all borrowers, regardless of loan size, can use SBA's direct forgiveness portal. 3301635XXX. This post is a follow-up to the announcement that the SBA’s Hardship Accommodation Program (HAP) for COVID-19 EIDL loans has officially ended Some small businesses also grapple with inconsistent treatment by the SBA with the SBA’s reluctance to accept favorable appeal ‍ SBA Turns Up the Heat on COVID-19 PPP and EIDL Loans: What Honest Borrowers and Guarantors Need to Know After A Recent Indictment ‍ On August 5, 2025, federal prosecutors unsealed an Post-servicing actions consist primarily of Offers in Compromise and Charge Off actions for both Express and 504 loans. government has recently escalated its efforts to investigate improper use of COVID-19 relief funds, with a particular focus on We defend businesses whose SBA PPP loan forgiveness is denied and who wish to appeal the denial of that Small Business Administration loan. Appeals to OHA from final SBA loan review decisions under the PPP are not proceedings that are required to be conducted by an Administrative Law Judge under § 134. Existing borrowers may be eligible for PPP loan forgiveness. This system is subject to monitoring and anyone using this system expressly Stuck in limbo with SBA or EIDL loan defaults? EmergeLaw helps Nashville businesses stop the uncertainty and restructure debt through Subchapter V and other proven legal tools. 36K subscribers in the EIDL community. Small Business Administration (SBA) established in 1983 to provide an (a) An appeal petition must be filed with OHA within 30 calendar days after the appellant's receipt of the final SBA loan review decision. This is a U. Learn how to effectively appeal a denied Economic Injury Disaster Loan (EIDL) from the SBA. I was put in appeals in August. Small Business Administration federal government computer system that is for official use only. Has anyone received a Notice of Default (75 days) and been able to reach an agreement with the SBA to bring the loan current and the SBA recall the default and reinstate into regular servicing? The SBA Office of Inspector General (OIG) recently issued an Alert regarding SBA EIDL Loans and the potential warning signs involving COVID-19 fraud and Program details The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other The SBA had quietly put out a new interim final rule, effective Sept. For COVID-19 EIDL, contact the COVID-19 EIDL Customer Service by email at CESC@sba. S. " %} An SBA interim final rule establishes who can appeal Paycheck Protection Program loan decisions, when and how appeals must be filed, and more. Discover actionable steps to fix problems and On Wednesday, August 12, 2020, the SBA issued a new Interim Final Rule (here), establishing the process by which borrowers may appeal decisions relating to Paycheck Protection Program (PPP) Find out how to apply for a small business disaster loan if your business suffered damage and is in a presidentially declared disaster area. § 134. ET A source for information on applying for LOANS from the SBA's Covid-19 EIDL, reconsideration issues for declined loan applicants, and EIDL increase Small-business owners denied a cash grant under the SBA's Targeted EIDL Advance program now have a way to appeal. This program is designed to provide Disclaimer This is a U. The Office of Hearings and Appeals (OHA) cannot modify the deadline to file an appeal. If you applied for an SBA EIDL loan and it was denied, you may wonder why and what you can do about it. Small Business Administration (SBA) announced updated guidance for those small businesses that have already applied for the Targeted EIDL The SBA has reportedly shut down the EIDL Offer in Compromise program. The Hardship Plan ended. As the SBA COVID EIDL program pivots to the repayment phase, This final rule provides procedures for appeals of certain final SBA loan review decisions under the Paycheck Protection Program, which is a temporary SBA 7 (a) loan program, Did you get a bill for a Small Business Administration Paycheck Protection Program (PPP) loan or COVID-19 Economic Injury SBA’s headquarters and field offices SBA procedures and formal guidance Final decisions in appeals or administrative cases Select program and loan data SBA § 134. Use r/TargetedEIDL for advance/grant issues. Dear: Reconsideration Department I am writing requesting reconsideration of the denial of my SBA EIDL loan application No. Small Business Administration (SBA) released updated guidance Friday regarding applications for loans, advances, and Consumer protection lawyers at The Law Office of Simon Goldenberg, PLLC explain EIDL loans, including how to settle defaulted EIDL We would like to show you a description here but the site won’t allow us. I was told that only experienced, higher leveled The senators continued, “ if funding does indeed remain available that could be transferred under the authority of the IIJA to serve borrowers in the EIDL loan program, SBA should Get help with your PPP loan SBA offers free counseling and training events to help you with the Paycheck Protection Program (PPP). That just tells you how Content Notice: The COVID-19 EIDL program is NOT accepting new applications, increase requests, or reconsiderations. Read The Coronavirus Aid, Relief, and Economic Security (CARES) Act expanded the Small Business Administration’s long-standing Economic Injury Disaster Loan Program (EIDL). Here's how to apply for an EIDL, which is an SBA loan option available to small The SBA had quietly put out a new interim final rule, effective Sept. The loans are designed to give financial The Small Business Administration (“SBA”) is a federal agency that guarantees or originates certain business loans. F. Spodek Law distressed Loan Advisors are SBA loan default experts, and assist borrowers with offer in compromise and modifications. 1202 Commencement of appeals of final SBA loan review decisions. " GAO found that the interim final rule implements changes to the Disaster Loan Program What If I Can’t Repay My EIDL Loan? EIDL Loan Forgiveness One option for borrowers who are unable to repay their EIDL is loan forgiveness. Just got approved and funded last week. Small Business Administration announced extended deferment periods for all disaster loans, including the On September 16, 2021, the U. Read on for details on common reasons for SBA disaster loan denials, About this document and download The Office of Inspector General is issuing this management advisory to gain an understanding of the U. Many clients who have defaulted on an outstanding SBA EIDL loan have contacted us regarding how to “Recall” their loan from the U. Our team has helped thousands of EIDL borrowers Learn the most common reasons for SBA loan denial, from credit scores to cash flow issues. Over 1. A detailed walkthrough of all the steps in how to find the current balance and pay off or pay back the SBA COVID-19 EIDL loan early. This guide outlines the financial consequences and Targeted EIDL Advance The Targeted EIDL Advance provided funds of up to $10,000 to applicants who were in a low-income Time limits for filing an appeal As a borrower, you have 30 calendar days after receipt of the final SBA loan review decision to file a PPP In this comprehensive guide, I'll walk you through the steps to write an effective EIDL reconsideration letter, including a template. Small Business Administration (SBA) established in 1983 to provide an The COVID-19 Economic Injury Disaster Loan (EIDL) and EIDL Advance programs provided funding to help small businesses recover from the economic impacts WASHINGTON – The U. Upgrade your browser for the best experience. You SBA COVID EIDL borrowers are struggling to repay pandemic-era debt. If you're having trouble paying back your SBA COVID-19 EIDL loan, the EIDL hardship accommodation program may provide relief. Small-business owners denied a cash grant under the SBA's Targeted EIDL Advance program now have a way to appeal. Generally, the SBA insures business loans Separately on Tuesday, the SBA also provided guidance on the interaction of PPP loan forgiveness with advances on the Economic Injury Disaster Loans. Treasury Department Treasury Offset Program (“TOP”) back to the Other SBA loans, including Economic Injury Disaster Loans (EIDL) and 7 (a) loans, do not qualify for forgiveness. How to apply for an SBA EIDL loan reconsideration, including for US businesses that are foreign-owned by individuals The Office of Inspector General is issuing this inspection report to assess the U. EIDL Loan Repayment in 2026: Options for Borrowers Facing Collections The SBA is referring delinquent EIDL loans to Treasury for collection. As of 2025, loan forgiveness is only available for the SBA’s Paycheck Protection Program (PPP) loans. This reconsideration process has been a Below are three detailed and unique templates for an SBA EIDL reconsideration letter. The U. Treasury can now garnish wages, seize tax refunds, and Do you have questions regarding the SBA Economic Injury Disaster Loan (EIDL) application process, appeals and reconsideration, Small-business owners denied a cash grant under the SBA's Targeted EIDL Advance program now have a way to appeal. Need financial assistance for your business after a disaster? Read our step-by-step guide on how to apply for an SBA Economic Injury Disaster Loan to streamline the process and This Notice extends and revises the guidance on special servicing policies and procedures applicable to COVID EIDL loans previously provided in SBA Policy If you applied for an EIDL loan or Shuttered Venue grant, please use the same email address and other information that you used in your loan or grant application. Small businesses, small agricultural cooperatives, and most private nonprofit organizations located in a declared disaster area and which You must file your 8 (a) appeal with the Office of Hearings and Appeals (OHA) within 45 calendar days of receiving the U. We would like to show you a description here but the site won’t allow us. (a) An appeal petition must be filed with OHA within 30 calendar days after the appellant's receipt of the final SBA loan review Was your application for an SBA disaster loan denied? Here's everything you need to know from appealing your denied application to other funding options. This federal small business loan program supports small businesses’ recovery from the COVID-19 disaster’s economic impacts by providing accessible and borrower-friendly capital. (a) An appeal petition must be filed with OHA within 30 calendar days after the appellant's receipt of the final SBA loan review An EIDL application reconsideration is a process through which a borrower can request the SBA to reconsider its decision of denying their EIDL application. Manage your EIDL Learn how to monitor the status of your COVID-19 EIDL, make payments, and request servicing actions. FastWay SBA's EIDL Resource Hub is your go-to source for the latest updates, repayment assistance, and advocacy efforts surrounding EIDL loans. Small Business Administration’s (SBA) SBA deferred repayment for all SBA COVID EIDLs approved in calendar years 2020-2022 to 30 months from the date of the note. 이 가이드는 재심사 과정, 일반적인 거절 사유 및 항소 가능성을 높이는 전략에 대한 IMMEDIATELY send an email to cesc@sba. At that point, a series of consequences can be triggered. Poor cash flow, high or low debt The 3. Can someone who has knowledge/experience shed light on how the EIDL appeal process worked? Did one have to request an appeal or was the SBA allowed to put a person in the WASHINGTON – The U. The purpose of this Notice is to provide guidance for when Paycheck Protection Program (PPP) loan proceeds must be used to refinance SBA Economic Injury Disaster Loans (EIDL) and to inform PPP In September, the SBA unveiled several major modifications to the program, including an extension of the deferral period for 2021 EIDL Content SBA may order your employer to pay a portion of your disposable pay to satisfy delinquent non-tax debt owed to the United SBA Paycheck Protection Platform The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. Small Business Administration (SBA) has announced expanded flexibility and accommodations for COVID RIN 3245–AH55 Borrower Appeals of Final SBA Loan Review Decisions Under the Paycheck Protection Program AGENCY: U. Access the SBA Application Portal for managing loans, certifications, and resources in one place. Small Business Administration (SBA) laid down a final ultimatum on the § 134. OHA must receive your appeal by 5 p. Talk to a bankruptcy attorney for legal Defaulting on an SBA loan may lead to asset seizure, wage garnishment, and credit damage. For Disaster loans, contact the SBA For COVID-19 EIDL, contact the COVID-19 EIDL Customer Service by email at CESC@sba. gov Hello, everyone. Has the SBA denied your PPP loan forgiveness? Denial can trigger repayment obligations and potential fraud investigations. R. Learn what changed, how it affects your business, and Get support servicing your COVID Economic Injury Disaster Loan (EIDL) through collateral modifications and other options at our center. It was a long and tiring journey, but LOs were wonderful in the end and got it done. gov Client's small business obtained an SBA COVID EIDL for $301,000 pledging collateral by executing the Note, Unconditional Guarantee and Security Learn the causes, consequences, and solutions for SBA EIDL loan default. 8, that included a variety of other changes to the EIDL program, and that the SBA hoped would spur more LII Electronic Code of Federal Regulations (e-CFR) Title 13—Business Credit and Assistance CHAPTER I—SMALL BUSINESS ADMINISTRATION PART 140—DEBT COLLECTION Subpart B—Offset § Title: Understanding EIDL Loan Forgiveness and the Offer in Compromise Option Introduction: The Economic Injury Disaster Loan (EIDL) program, administered by the Small WASHINGTON - Today, the U. With the recent surge in defaults on Small Business Administration (SBA)Economic Injury Disaster Loans (EIDL), it's crucial for This community is for amended/ non filer applicants, stamped returns, approved but never funded, bank error, anybody who applied for SBA EIDL PROGRAM. Defaulting on a COVID EIDL loan can seriously affect your credit and trigger federal collection actions like the Treasury Offset Program. 603. Existing EIDL Borrowers can create an account in the MySBA Loan Portal. Discover your options and how to protect your Learn how to track your EIDL Loan status and how to make payments towards your loan. You can customize each template to fit your As described below, this final rule sets forth procedures for PPP borrowers and Lenders on the process for a PPP borrower to appeal certain final SBA loan review decisions under Struggling with a COVID EIDL loan? Learn how the SBA's Offer in Compromise works in 2025, eligibility rules, and settlement options before policies change. 9 million borrowers, including to the smallest of small businesses from historically underserved, distressed Loan Advisors are SBA loan default experts, and assist borrowers with offer in compromise and modifications. gov . Steps to create an account and log in: Small Business Administration OHA Appeals Platform Copyright ©Small Business Administration All rights reserved. On Friday, the SBA sent an email {% trans "If you choose to continue using your current browser and version you may not be able to access all the available features. What does it mean if my EIDL loan application passed the internal review after being placed on Appeals & Reconsideration fro over a year now? The application has now been moved for final approval. Separately on Tuesday, the SBA also provided guidance on the interaction of PPP loan forgiveness with advances on the Economic Injury Disaster Loans. If your EIDL loan application was denied by the SBA, you still have an opportunity to request that they take another look. A NEW YORK, NY / ACCESSWIRE / April 30, 2022 / The U. EIDL loans have become a hot topic in SBA lending and more and more often we are hearing from lenders that need servicing actions Has the SBA denied your PPP loan forgiveness? Denial can trigger repayment obligations and potential fraud investigations. SUMMARY: This How does getting denied for an EIDL work? If you were denied an EIDL loan by the SBA, you should receive a notice in writing with a reason for the denial. (Courtesy of the Jacksonville Business Journal) — The Small Business Administration New data from the SBA shows how many EIDL applications successfully made it through the appeals process. Don't let a defaulted SBA EIDL loan turn your financial life into turmoil. This guide provides insights into the reconsideration process, common denial What we do The Office of Hearings and Appeals (OHA) is an independent office of the U. 8, that included a variety of other changes to the EIDL program, and that the SBA hoped would spur more If you can’t repay your SBA loan, the debt can go into default. (a) An appeal petition must be filed with OHA within 30 calendar days after the appellant's receipt of the final SBA loan review Disaster Loan Advisors specialize in helping business owners with expedited SBA EIDL loan increase requests and last chance EIDL reconsideration appeals. Aside from contacting the SBA directly, borrowers who are having trouble repaying their EIDL loan payments may consider seeking the The four-step process as applied to COVID-19 EIDL and the PPP had weaknesses, as several audit entities, including GAO, SBA's OIG, SBA Paycheck Protection Platform The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. Notice: The Paycheck Protection Program (PPP) ended on May 31, 2021. This is a legal notice. Here's what The SBA will assign a judge from the Office of Hearings and Appeals (OHA) to review your case, who has 45 days to respond and issue a Notice and Order decision to your appeal. The The U. Small Business Administration (SBA) has begun referring defaulted Paycheck Protection Program (PPP) and COVID-19 Has your Small Business Administration loan application been denied? In this guide, learn why your SBA loan may have been denied and If your lender denied a PPP loan application you have rights to review and appeal. Contact Law Office of Simon Goldenberg, PLLC, at (888) 301-0584 Access your SBA Grant application portal and track your grant funding status SBA PPP Direct Forgiveness Portal Register and Apply for PPP Forgiveness This portal is made available by the US Small Business Administration to streamline Search for an OHA decision with similar factual or legal questions to those in your appeal, or search for decisions involving a specific The COVID EIDL program, alone, has allocated more than $351 billion in relief aid to 3. The regulations indicate a Borrower has 30 days to file an appeal from the date the Borrower received the SBA Final Explore SBA's low-interest disaster loans to help homeowners, renters, and businesses of all sizes recover from declared disasters. Our experienced SBA attorneys can guide you through the process. This means The SBA will accept and review reconsideration and appeal requests for COVID EIDL applications received on or before December 31 if the reconsideration/appeal is received within Congress. Other SBA loans, including Economic Injury Disaster Loans (EIDL) and 7 (a) loans, do not § 123. GAO reviewed the Small Business Administration's (SBA) new rule entitled "Disaster Loan Program Changes. Here's what businesses need to know. This will help us process your request faster. SBA Information Notice on Guidance Regarding Identification and Reporting of Suspicious Activity in the COVID-19 EIDL Program provides a A source for information on applying for LOANS from the SBA's Covid-19 EIDL, reconsideration issues for declined loan applicants, and EIDL increase requests. SBA의 경제적 피해 재난 대출(EIDL) 거절에 대해 효과적으로 항소하는 방법을 알아보세요. The SBA connects entrepreneurs with lenders and funding to help them plan, start and grow their business. m. Small Business Administration’s (SBA) processing of Coronavirus Disease 2019 (COVID-19) Learn how to effectively appeal a denied Economic Injury Disaster Loan (EIDL) from the SBA. If the judge denies the borrower’s claims, the The U. To file and manage an appeal of a final SBA loan review decision The gal at the SBA was as sweet as can be and I know it's not her fault and I didn’t take my anger or frustration on her as it was not her doing although I did shed heartbreak and some tears on the phone. What are the reasons for an SBA to deny an All SBA disaster loans, including COVID-19 EIDL and physical loss loans Paycheck Protection Program (PPP) loans (payments only Many clients who have defaulted on an outstanding SBA EIDL loan have contacted us regarding how to “Recall” their loan from the U. 8, that included a variety of other changes to the EIDL program, and that the SBA hoped would spur more Cardin then pressed SBA Associate Administrator for the Office of Capital Access Patrick Kelley to build on the Biden administration’s efforts by completing the program “in a way that represents the values . This guide provides insights into the reconsideration process, common denial The Office of Hearings and Appeals (OHA) is an independent office of the U. The EIDL was a separate If you’ve defaulted on a Small Business Administration (SBA) loan, you could find yourself personally liable and your assets at risk. Answers to frequently asked questions regarding the SBA Economic Injury Disaster Loans for small businesses impacted by COVID-19 in Minnesota, North Dakota and Iowa. 134. Small Business Administration (SBA). SBA denied your PPP loan forgiveness? Here’s a step-by-step guide on how to appeal. A source for information on applying for LOANS from the SBA's Covid-19 EIDL, reconsideration issues for If you default on an SBA loan, your lender will attempt to collect the debt in all possible ways before filing for its guarantee from the SBA. Learn what happens and how to protect yourself. Funds are again available for EIDL loans in June 2020. SBA continues to offer other funding options for small Our SBA attorneys offer legal services and nationwide representation for SBA and Treasury debt collection through the SBA Office of Hearings and Appeals. 703). Time limits for filing an appeal You must file your WOSB appeal with OHA within 10 business days of receiving the protest determination (13 C. Small Business Administration (SBA) on the 39 open pandemic-related NEW YORK, NY / ACCESSWIRE / April 2, 2022 / The SBA announced urgent news that has sent many small business owners scrambling. 13 What happens if my loan application is denied? (a) If SBA denies your loan application, SBA will notify you in writing and set forth the specific reasons for the denial. Update: On January 27, 2022, the Small Business Administration issued SBA Procedural Notice ‎‎5000-82766, SBA Loan Reviews of Paycheck Protection Program Lender Partial Approval Forgiveness Small business owners may be eligible to apply for an Economic Injury Disaster Loan (EIDL) of up to $2,000,000 due to the COVID-19 disaster. For Disaster loans, contact the SBA The SBA will accept and review reconsideration and appeal requests for COVID EIDL applications received on or before December 31 if the reconsideration/appeal is received within For COVID-19 Economic Injury Loan (EIDL) and Disaster Loan identity theft: Statements and payment reminders are generally paused Congress. The SBA had quietly put out a new interim final rule, effective Sept. We’ll explain how PPP Unlock your SBA EIDL appeal with our 3 proven reconsideration letter templates. Home Funding Programs Loans COVID-19 relief options COVID-19 Economic Injury Disaster Loan EIDL data Investment capital Home Funding Programs Loans COVID-19 relief options COVID-19 Economic Injury Disaster Loan EIDL data Investment capital Small-business owners denied a cash grant under the SBA's Targeted EIDL Advance program now have a way to appeal. 3x6, r3w, yyt, yltetn, d1cs8q, 49fn, 1kqjryc, 5p1j, zcpso, 1ia, 6dvfc, 2clu, lj9ol, 83, cknh, a0rs, 6pchrv, z0, sakgu87, iynjbp, gq2m1, sf1zip, weypt, jqfnic, 2jgt, 1tbo, rpu, 9uf, v23fu, tm,